Banking Options in India | Our Top Picks for the Gambling Industry


Depositing into online casinos, sportsbooks and lotteries in India can be hard to do. This is because the Reserve Bank of India (RBI) tries to vet all online banking transactions.

If the RBI identifies an online gambling transaction in India they tend to try back the transaction. As a result this makes trying to deposit into online casinos in India a little more troublesome.

A good online gambling site will offer its Indian customers a wide variety of online banking options. This will increase your chances of being able to successfully deposit into your favourite online gambling site because you have more options to try.

This article will explain all the popular banking options that are available to you as an Indian customer and what ones work best for online gambling.

Online gambling sites in India tend to offer the same online banking options that you will find at other online gambling sites across the world. The only difference between these banking options used globally is the preference that Indian customers have on them.

Below I have listed the most popular banking options available to Indian customers. It is important that before you register with an online gambling site you make sure one or more of these banking options are available to you.

Mobile Payments

This method of depositing is easy and safe. Unfortunately not every casino offers this method of depositing although it is growing in popularity.

Bank Transfer

If an online gambling site offers immediate payments services (IMPS) and free deposits then the option of bank transfer works well.


This option is popular throughout the world and not only India

Credit/Debit cards

Although this option is extremely popular and the easiest for Indian customers, it can also be the most troublesome. I’ll explain later why.


This is still a relatively new method of deposit and not supported by all online gambling sites. It is definitely the most secure method of depositing but only useful if you own cryptocurrency.

Here is a list of the top banking options available at some of the leading online gambing sites.

AstroPay Card
Online Bank Transfer

Not every online gambling brand will offer all these banking options. As a result you need to decide what option  you want to use first. Then you need to find an online gambling site that you like that offers it.

To help you further here is some more information about each of the banking options listed above.

UPI or Unified Payments Interface is a simple system of making online payments developed by the National Payments Corporation of India. The system allows users to transfer money between two bank accounts instantly through mobile devices. In 2016 only 21 banks were associated with the UPI network. However, in 2022, the number has risen to 304.

We can use any UPI applications like BHIM, Google Pay (formerly Tez), PhonePe, Paytm, MobiKwik, Amazon Pay, Samsung Pay, and WhatsApp Pay to send money from UPI-enabled banks

To utilize the UPI service, customers must create a Virtual Payment Address (VPA) of their choice. They must connect the VPA to their bank account. This VPA serves as the users’ financial address, and they no longer need to remember specific data like the beneficiary account number, IFSC codes, or net banking user id and password when sending or receiving money.

We recommend that you create an account on Casino Days if you are looking to deposit using UPI.


The internet has made it simpler for banks to provide online banking to their consumers. Internet banking, often known as online banking, e-banking, or virtual banking, is an electronic payment system that allows the bank or other financial institution clients to execute a variety of financial transactions with the help of a financial institution’s website.

Customers must register for online banking at their bank to use net banking. If individuals have a savings or current account at any bank, they can sign up for internet banking. It requires a personal computer, laptop, or mobile device, as well as a reliable internet connection, and the bank issues a unique client ID and password that may be used to access the net-banking facility.

After successfully registering, you may log in to your net banking account by following the instructions below:

Go to the official net-banking website of your bank.
Choose ‘Personal Log-in’ if you are a retail user or Choose ‘Corporate Log-in’ if you are a corporate user.
Enter your customer ID and password on the following screen.
Enter the Captcha and click the ‘Login’ button.
The following screen will show your Net Banking dashboard.

Now you are all set to take the advantage of Netbanking and we suggest heading over to to do so.

Google Pay is Google’s digital wallet and payment platform. It allows customers to pay with their android devices in the store, on compatible websites, mobile apps, and Google services such as the Google Play Store.

The user adds credit or debit cards to their Google Pay account, and it is used to make online purchases. Google Pay interacts with payment devices and uses near-field communication. Users who are signed in to their Google account in the Chrome browser can use Google Pay on sites that support the service.

It’s also an incredibly safe application. When you record a transaction with Google Pay, it produces a unique, encrypted number rather than your real credit card number. Furthermore, if the user’s device’s screen lock is disabled, this virtual account number is erased.

If a device is misplaced, Google’s Find My Device feature may be used to remotely delete critical data. Users may also connect to their Google Pay account from another device and deactivate any cards or bank accounts that have been linked to their account.

PhonePe is one of the best payment software that has made millions of Indians’ life easier. It was founded in December 2015, the Indian UPI-based software PhonePe was bought a year later by Flipkart and Its parent company Walmart brought PhonePe into an era of development and expanded itself. Flipkart presently holds 87% of PhonePe’s holdings, while Walmart owns 10% and the remaining shares are owned by Flipkart’s minority shareholders.

PhonePe is now regarded as the market leader in India’s digital payments area. Users may use the app to manage their bank accounts online and they can access it whenever they want and utilize their cash for anything they desire. To make digital payments, they may effortlessly link their credit and debit cards to a mobile wallet. Additionally, PhonePe allows for quick money transactions.

It is also a similar kind of application to Google Pay. All these third-party applications use the UPI ecosystem to make online payments. And obviously, no need to mention that PhonePe also has a top-class security system.


Just like G-pay or PhonePe, Paytm has also been the choice of millions of people. It is India’s leading financial services business, offering clients, online retailers, and service partners a comprehensive variety of online payments and financial solutions. Through payments, commerce, finance, recruiting, and financial services, the firm aims to integrate at least half a billion Indians into the mainstream economy.

It enables you to pay at merchant locations by entering your phone number or scanning a QR code. Paytm Wallet has been the most popular payment app in India since its launch in 2014. Paytm Wallet introduced digital banking to the Indian economy. It enables users to load money into their wallet via Netbanking, credit card, or debit card, and then use it to make a variety of payments around the country.

Details about PAYTM

Processing time: Instant
Transfer fees: No fees
Minimum deposit: No minimum
Maximum deposit: Rs. 5,000 per transaction
Online gambling site that offers PAYTM: 1x2Bet


When making purchases online, credit and debit cards are probably the most popular banking option in the world. Therefore, it is expected that they would be offered by online gambling sites throughout the world and in India.

In India it’s a known fact that Indian players often experience problems when they want to make a deposit with a visa or mastercard. Some card companies don’t like processing online gambling related payments and will block these if they identify them

Details about Visa/Mastercard

Processing time: Instant
Transfer fees: No fees
Minimum deposit: No minimum
Maximum deposit: Up to 35 lakh rupees
Online gambling site that offers Leo Vega, Rizk


Astropay cards are prepaid cards that any Indian customer can buy and use. Once you buy your Astropay card online you can use it on a number of different online gambling sites to deposit.

To buy the Astropay card all you have to do is pay online using a method like PhonePe, Airtel, Freecharge or Google Pay. Once you do this your Astropay card will be ready to use straight away.

All you need to do then is pick your favourite online gambling site, register and deposit. It is that easy.

Details about Astropay card

Processing time: Instant
Transfer fees: No fees
Minimum deposit: No minimum
Maximum deposit: Up to Rs. 70,000
Online gambling site that offers: BET365. Royal Panda

Although not every Indian person has a bank account, online banking is growing in popularity for those that do.

It is important that you only use the online bank transfer as an option if the gambling site offers Immediate payment services. Then making a deposit with online bank transfer is very straightforward to do.

Details about online bank transfer

Processing time: Instant
Transfer fees: No fees
Minimum deposit: No minimum
Maximum deposit: No limit
Online gambling site that offers: BET365. Betway


Skrill is one of the most popular e-wallets in the world. It is used as a banking option on many online sites, but the majority of people use it to make deposits and withdrawals on gambling sites.

Pretty much every gambling site offers skrill as a banking option and therefore it is one of the leading payment options for Indian customers.

To use Skrill all you need to do is sign up Skrill and add funds to your Skrill e-wallet. You can do this by topping up your account using your debit/credit card or other payment options.

The only downside to using Skrill is that you will be charged for receiving funds. That means every time you withdraw to your Skrill e-wallet you will be charged a fee.

Details about Skrill

Processing time: Instant
Transfer fees: 1.35%
Minimum deposit: No minimum
Maximum deposit: About 25 lakh rupees
Online gambling site that offers: BET365. Leo Vegas


Neteller is very similar to Skrill and is actually owned by the same company that owns Skrill.

In order to use Neteller you need to create an account with them and top up your e-wallet. Once this is done you can then use your e-wallet to deposit into your favourite online gambling site in India.

Unlike Skrill, Neteller charges you a small fee everytime you deposit or withdraw. If this doesn’t bother you then Neteller is a very trustworthy site. It is used by millions globally to fund their online gambling accounts.

Details about Neteller

Processing time: Instant
Transfer fees: 1.35%
Minimum deposit: No minimum
Maximum deposit: About 25 lakh rupees
Online gambling site that offers: BET365. Leo Vegas


Cryptocurrency is a relatively new banking option in the online gambling industry. It is by far the most innovative way you can deposit and withdraw on an online gambling site but not every operator offers it as an option.

A cryptocurrency is similar to any other fiat currency such as Indian rupees as an example. In order to be able to deposit using cryptocurrency you must first buy cryptocurrency on a cryptocurrency exchange such as coinbase.

Once you own some cryptocurrency you can then transfer it from your cryptocurrency wallet to your online gambling wallet if it supports cryptocurrency transfers.

Details about Cryptocurrency

Processing time: Instant
Transfer fees: No fees
Minimum deposit: No minimum
Maximum deposit: No limit
Online gambling site that offers:, BET 365.

When you are choosing an online gambling site to deposit and play on in India you should always review the security levels and extra safety features on offer.

All the leading online gambling sites will be fully encrypted using SSL encryption. SSL is a security protocol that creates an encrypted connection between a computer and a Web server.

It is basically a  series of steps that the browser and the server agree upon that set up the encrypted connection. This helps make sure any online transactions with the site are secure.

Remember some of the online banking options I have spoken about charge some fees. It is important before deposit at an online gambling site that you are fully aware of any potential fees on both deposits or withdrawals.

Most online casinos will have and FAQ section on site that will detail this information or it may be available in the terms and conditions. Alternatively you can speak to customer support at the online gambling site you want to play at and ask them to share details around any potential payment charges.

Once you find an online gambling site that you like and that offers your chosen banking option then all you need to do is register, deposit and claim your welcome bonus.

Online payment adds great convenience to people’s life. Cashless transaction has become a trend in India. Every shop, street vendor, and showroom accept online transactions, and if you are not using it, you are missing a lot. People are indeed afraid of scammers online, but at the same time, we also need to evolve with time and embrace technological development.

Moreover, the vision of Digital India is such a great one that as a citizen we should mandatorily contribute to it. Cashless transactions are easier and it is within your fingertips. There’s no reason behind not using it.

Author: Michael Gonzales